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FAQ's - Frequently Asked Questions

Design Questions

What are the additional building costs?

How many plans do you have?

Walter Homes is proud to offer over 150 floor plans through both our in-stock plans, and our close relationship with Design House. View Floor Plans.

Do you offer a warranty on your new homes?

Yes. We are backed by the 2-10 New Home Buyers Warranty. View Warranty Info.

When does construction begin?

Although we share your excitement in starting your new home, there are several requirements that must be satisfied prior to the construction phase. The most basic of these requirements are the following:

  1. Close the construction loan
  2. Drafting and receiving final customer approval of building plans.
  3. Sub-division architectural approval, if applicable.
  4. Satisfaction of local government approval for septic system and building permits.

In what area do you build your homes?

Anywhere within Leon, Franklin, Gadsden, Jefferson, and Wakulla counties.

Will you build my plan or do I have to build one of your plans?

We will build your plan or ours. In most cases, our customers start with one of ours and customize it to fit their needs.
View Floor Plans.

If I select one of your plans, can I make some changes?

Yes. You may make adjustments to personalize your home to fit your needs.

How much does a house cost per square foot?

We price each home on an individual basis due to variations in floor plans - some have large porches, others small porches and some have garages and some don't. Other factors to consider - wall height, ceiling treatments, pitch of the roof, amount of cabinetry, etc. Our sales staff is very knowledgeable about construction and can show you the most economical way to build your house. Set up a FREE consultation and estimate.

How long will it take to build a house?

Every project is different. Construction time will depend primarily on the size of the home, type of foundation and stage of completion. However, after foundation is in place, construction would be expected to take 60 to 90 days under normal weather conditions.

What kind of foundation do you build?

We build most houses on a steel re-enforced concrete slab designed for the soil in your area. These foundations are inspected by a licensed engineer or an independent inspection service to insure that your slab is built in accordance with the proper codes and local requirements. Because Walter Homes is a custom home builder, we can also build homes on post tension slabs, crawl space, and pier and beam pilings. We adapt to the proper foundation for the specific job and geographical location.

Financing Questions

Can I build my new home if I have a home to sell?

That is based on your good credit. A great number of our customers do so. Most lending institutions have no problem with doing loans for the new home as long as the customer financially qualifies to do so. Typically during the construction process the customer is only making interest payments for the amount of work completed on their new home so they are not making two house payments during the construction phase of their loan.

Is it a good idea to know our buying power before looking for a new home?

In order for you to make a sound buying decision, one of the first things you need to know is how much home you can afford. Make contact with one of our Preferred Lenders today to find out how much home you can afford.

Do you offer financing?

Walter Homes has established relationships with both banks and mortgage brokers which allow us to assist our customers in arranging financing. Our preferred lenders strive to assure that their rates and fees are competitive and our customers are always given the option of providing their own financing. View or Preferred Lenders list.

Does my credit have to be perfect?

No. Many times people have credit bruised by many different types of life's circumstances. Our lenders look at the big picture. Although good credit is a valuable asset, perfect credit is not necessary. Find out more by contacting one of our Preferred Lenders.

How much money is required for the down payment?

Due to the number of loan programs available, it is possible to receive financing that requires No Down Payment, No Closing Cost, and 100% financing if you qualify. PreQualify Now.

Does my property have to be paid for?

No. Our lenders can finance the land payoff in most cases as well as financing the construction of your home.

When do my payments start?

If your property is paid for, you will not have a payment on the home until 30 days after Southern Homes has completed their portion of the building contract.